Introduction
Quantoz EURD is a MiCA-regulated e-money platform that lets AI agents send, request, and manage euro payments natively — without crypto wallets, gas fees, or USD stablecoins.
The problem
Section titled “The problem”AI agents can already decide to pay. They calculate who owes what, find the cheapest flight, identify the right freelancer. But they cannot execute. They stop at a wall and hand back a URL.
The payment rails that could theoretically serve this — blockchain, stablecoins — work technically, but are not ready for mainstream European consumers. Self-custody wallets and crypto onboarding remain too high a barrier.
What EURD provides
Section titled “What EURD provides”| Property | Detail |
|---|---|
| Regulation | MiCA-compliant EU e-money licence |
| Denomination | EUR — always 1:1, no FX |
| Settlement | Algorand (on-chain), invisible to the consumer |
| Consumer UX | E-money wallet — looks and feels like a bank account |
| Agent interface | 36 MCP tools, typed and described for LLMs |
| Transaction cost | Sub-cent for wallet-to-wallet |
Who this is for
Section titled “Who this is for”- Developers building agents that need to pay in euros
- Platforms embedding payments into AI-native workflows
- Merchants accepting EURD from agents and consumers
What agents can do with EURD
Section titled “What agents can do with EURD”- Split a bill and pay everyone in one instruction
- Pay a freelancer on delivery
- Subscribe to a data API by the request
- Reimburse a team for lunch
- Accept payment via QR or payment link
Next step
Section titled “Next step”→ Quickstart — get a working agent payment in under 5 minutes.