EURO — e-money
MiCA-regulated euro e-money in Quantoz managed accounts. Off-chain, instant, zero transaction fees, no crypto wallet or gas — a bank-account experience that agents can use natively.
Quantoz Agentic Stack
Payments for AI agents with regulated money — EURO e-money for instant off-chain payments, EURQ/USDQ stablecoins for on-chain settlement on Algorand, Ethereum and Polygon.
Two kinds of money
Section titled “Two kinds of money”EURQ / USDQ — stablecoins
EUR and USD stablecoins issued by Quantoz, live on Algorand, Ethereum and Polygon. Self-custody, on-chain settlement, standard tokens (ASA / ERC-20 with EIP-2612 permit).
Three ways to integrate
Section titled “Three ways to integrate”MCP — conversational agents
37 typed MCP tools over the Quantoz API. Paste one config block and Claude (or any MCP client) can check balances, send EURO, and create payment requests. Quickstart →
x402 with EURO
Put any HTTP endpoint behind a per-request EURO payment. Off-chain, instant, replay-protected — two API calls on the merchant side, automatic paying on the agent side. x402 overview →
x402 with EURQ/USDQ
The same 402 pattern settled on-chain: fee-sponsored transfers on Algorand, gasless EIP-2612 permits on Ethereum and Polygon. The facilitator verifies and settles; agents never need ALGO, ETH or POL. Merchant guide →
MiCA-regulated
EURO, EURQ and USDQ are issued by Quantoz Payments BV under an EU e-money licence — legal for European enterprise use today.
Pick your path
Section titled “Pick your path”I'm building an agent
Give your agent a EURO account and it can pay people, merchants, and x402-protected APIs — add an EVM wallet to pay on-chain merchants too. Agent developer guide →
I'm a merchant
Accept payments from agents and humans: EURO instantly, and EURQ/USDQ on three networks with one 402 response. Merchant guide →